Low Refi Rates.
Great Products.
Unbeatable Service.

Why Refinance with Us?

• Lock in a lower interest rate and reduce your monthly mortgage payment
• Shorten your loan term to pay off more of your loan each month, thereby reducing overall interest and paying off your loan sooner
• Use a Cash-Out Refinance to receive cash to help pay other expenses
• Switch from an Adjustable Rate Mortgage (ARM) to a Fixed Rate Mortgage

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Product, Payment, APR, & Rate Example Scenarios

On this page you’ll find examples scenarios for many of the programs listed on this website. The rate, APR, and monthly payment examples are for illustrative purposes only.

Actual interest rates will vary from these example scenarios as rates and terms change frequently. You will need to contact a licensed mortgage professional for the most -up-to-date pricing and product information.

The examples below are for a purchase home mortgage or rate and term refinance loan of a stick built, single family, primary residence for a borrowers with a 700 credit score.

Some products may not be available in all areas and some restrictions may apply.

30 Year Fixed Rate Home Loan
The principal and interest payment  (P&I) on a $175,000 30 year fixed rate home loans at an interest rate of 4.250% and 65% Loan-to-Value (LTV) is $860.89. The Annual Percentage Rate (APR) is 4.31% with $1200 in fees factored into the APR with zero discount or origination points. Payment does not include taxes and insurance premiums. No Private Mortgage Insurance (PMI) is required with 35% equity. 30 year mortgages require monthly payments for 360 months.

15 Year Fixed Rate Home Loan
The principal and interest payment on a $175,000 15 year fixed rate home loans at an interest rate of 3.875% and 65% Loan-to-Value (LTV) is $1283.85. The Annual Percentage Rate (APR) is 3.98% with $1200 in fees factored into the APR with zero discount or origination points. Payment does not include taxes and insurance premiums. No Private Mortgage Insurance (PMI) is required with 35% equity. 15 year home loans require monthly payments for 180 months.